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Account Qualification Information

To earn your account(s)’ rewards, the following enrollments must be in place and all transactions and activities must post and settle to your selected Reward Checking account during each Monthly Qualification Cycle:

  • At least 1 direct deposit/ACH Credit or ACH Debit Transaction per cycle.
  • At least 15 qualifying debit card purchases per cycle.
  • Must be enrolled and agree to receive e-statements rather than paper statements.

Account Rewards

  • Cash Back Rewards of 5% on up to $200.00 in debit card purchases per Monthly Qualification Cycle. (Maximum of $10.00 in cash back)
  • Nationwide ATM withdrawal fees/surcharges, imposed by other financial institutions, are refunded up to an aggregate total of $25.00** per Monthly Qualification Cycle incurred.

When Account Qualifications Are Not Met, you will not receive a Cash Back payment and ATM withdrawal fee/surcharges are not refunded for that qualifying cycle.

**Incurred nationwide ATM withdrawal fees/surcharges, imposed by other financial institutions, are refunded based on estimates:

  • We reimburse ATM withdrawal fees/surcharges, imposed by other financial institutions, based on estimates when the withdrawal information we receive does not identify the specific ATM withdrawal fee/surcharge. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive a transaction receipt within sixty (60) calendar days of the withdrawal transaction.

Cash back payments, interest, and ATM withdrawal fee/surcharge refunds are credited to your individual or to your linked High-Yield Savings account, as appropriate, on the:

  • Last day of the current Statement Cycle.